Services
ESAAC delivers tailored services by harmoniously integrating Shariah values with strategy, innovation, and technology—from concept to realization. We manage each engagement carefully to enhance and enrich our clients’ enterprises.
With our global Shariah and management expertise, we deliver innovative yet standardized solutions that generate enduring value. These specialized capabilities are always available to our clients—arming them with sustainable advantages at any moment, anywhere globally.
Our Expertise
Our Full Service Spectrum
We at ESAAC provide a full spectrum of niche services for establishing and developing Islamic financial operations in different industries—including central banks, commercial banks, capital markets, Islamic banks, Takaful and Re-Takaful operators, asset management companies, and Modaraba companies.
Our one-stop turnkey facility allows institutions to start and operate Shariah-based businesses with ease. Our services include:
- Islamic Regulatory Framework Development
- Policy & Procedures Design
- Shariah Advisory & Supervision
- Manual & Standard Operating Procedures
- Product Development & Management
- Shariah Audit & Compliance
- Sukuk Advisory & Certification
- Legal Documentation & Structuring
- Risk Management Services
- Training, Certification, and Capacity Building
- Research & Development
Going beyond institutions, ESAAC now also offers Islamic Wealth Management services for High Net-Worth Individuals (HNIs). We advise HNIs, corporates, and multinationals to invest in Halal using customized advisory and stock screening services, maintaining portfolios profitable and
Shariah-compliant—enjoying pure Halal income confidently and transparently.
With ESAAC, you gain access to one-window Shariah-compliant financial excellence, whether you are an institution seeking to establish Islamic operations or an individual investor seeking ethical appreciation of wealth.
Education Consulting
In order to enhance the Shariah compliance system in IFIs and ensure that all regulations of Islamic banks are adhered to in both letter and spirit, ESAAC assists institutions in integrating Shariah compliance systems as an integral part of their control mechanism.
Research & Development
ESAAC’s research efforts are centered around Islamic Banking, Islamic Insurance (Takaful), and Islamic Capital & Money Market. Our research scholars research contemporary commercial dealings alongside Classical Islamic Jurisprudence
Shariah Audit
In order to enhance the Shariah compliance system in IFIs and ensure that all regulations of Islamic banks are adhered to in both letter and spirit, ESAAC assists institutions in integrating Shariah compliance systems as an integral part of their control mechanism.
Takaful Business
Proudly acknowledging the enormous potential of the Takaful industry, ESAAC offers an integrated package of services encompassing the entire life cycle of Takaful businesses.
Islamic Capital Market & Stock Screen Services
ESAAC supports investment Companies in multiple ways, whether there is a need to form a new Shariah compliant Mutual Fund, or a launching of an Exchange Traded Fund or ongoing support to an existing fund, we at ESAAC can simplify your complex environment.
Zakat Consulting
In today’s complex financial landscape, calculating Zakat has become increasingly technical and challenging. Determining Zakatable assets, assessing applicable criteria, and accurately estimating obligations require both Shariah knowledge and practical financial expertise.
Shariah Conversion & Compliance Advisory
ESAAC provides a turnkey solution for establishing a complete Islamic financial institution or a division, including Islamic Divisions of Central Banks, Islamic commercial Banks, Takaful Operators, Asset Management Companies, Mudharabah Companies etc. right from policies and procedures, standard operating procedures, Shariah Supervision & Advisory services on various Islamic Financial propositions.
Establishing Islamic Banking Institution
ESAAC provides a turnkey solution for establishing a complete Islamic financial institution or a division, including Islamic Divisions of Central Banks, Islamic commercial Banks, Takaful Operators, Asset Management Companies, Mudharabah Companies etc. right from policies and procedures, standard operating procedures, Shariah Supervision & Advisory services on various Islamic Financial propositions.